.regulations-page-body {
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  background: #f4f7fb;
}

.regulations-page {
  flex: 1;
}

.regulations-page__hero {
  background: linear-gradient(135deg, #006eb7 0%, #005a96 100%);
  color: #fff;
  padding: 2rem 1.25rem 2.25rem;
}

.regulations-page__hero-inner {
  width: min(1120px, 92%);
  margin: 0 auto;
}

.regulations-breadcrumb ol {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem 0.5rem;
  list-style: none;
  margin: 0 0 1rem;
  padding: 0;
  font-size: 0.88rem;
}

.regulations-breadcrumb li:not(:last-child)::after {
  content: "/";
  margin-left: 0.5rem;
  opacity: 0.65;
}

.regulations-breadcrumb a {
  color: #fff;
  text-decoration: none;
  opacity: 0.92;
}

.regulations-breadcrumb a:hover {
  text-decoration: underline;
}

.regulations-page__eyebrow {
  margin: 0 0 0.45rem;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  opacity: 0.9;
}

.regulations-page__title {
  margin: 0 0 1rem;
  font-size: clamp(1.85rem, 4vw, 2.55rem);
  font-weight: 700;
  line-height: 1.15;
}

.regulations-page__summary {
  margin: 0 0 0.85rem;
  font-size: 1.08rem;
  line-height: 1.7;
  opacity: 0.97;
}

.regulations-page__meta {
  margin: 0;
  font-size: 0.9rem;
  opacity: 0.85;
}

.regulations-page__section {
  padding: 2rem 1.25rem;
}

.regulations-page__section--muted {
  background: #eef3f7;
}

.regulations-page__section--cta {
  padding-bottom: 3rem;
}

.regulations-page__inner {
  width: min(1120px, 92%);
  margin: 0 auto;
}

.regulations-toc {
  background: #fff;
  border: 1px solid #e4edf5;
  border-radius: 14px;
  padding: 1.1rem 1.25rem;
  box-shadow: 0 8px 24px rgba(0, 62, 142, 0.06);
}

.regulations-toc__title {
  margin: 0 0 0.65rem;
  font-size: 0.95rem;
  color: #101828;
}

.regulations-toc__list {
  margin: 0;
  padding-left: 1.2rem;
  color: #344054;
  line-height: 1.8;
}

.regulations-toc__list a {
  color: #006eb7;
  font-weight: 600;
  text-decoration: none;
}

.regulations-toc__list a:hover {
  text-decoration: underline;
}

.regulations-section-head {
  margin-bottom: 1.35rem;
}

.regulations-section-head h2 {
  margin: 0 0 0.4rem;
  font-size: clamp(1.35rem, 3vw, 1.65rem);
  color: #101828;
}

.regulations-section-head p {
  margin: 0;
  color: #667085;
  line-height: 1.65;
}

.regulations-faq {
  display: grid;
  gap: 0.85rem;
}

.regulations-faq__item {
  background: #fff;
  border: 1px solid #e4edf5;
  border-radius: 14px;
  padding: 1.15rem 1.25rem;
  box-shadow: 0 8px 24px rgba(0, 62, 142, 0.05);
  scroll-margin-top: 1rem;
}

.regulations-faq__question {
  margin: 0 0 0.55rem;
  font-size: 1.05rem;
  line-height: 1.45;
  color: #101828;
}

.regulations-faq__answer {
  margin: 0;
  color: #475467;
  line-height: 1.7;
}

.regulations-checklist {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.85rem;
  counter-reset: checklist;
}

.regulations-checklist__item {
  counter-increment: checklist;
  background: #fff;
  border: 1px solid #e4edf5;
  border-radius: 14px;
  padding: 1rem 1.1rem 1rem 3.25rem;
  position: relative;
  box-shadow: 0 8px 24px rgba(0, 62, 142, 0.05);
}

.regulations-checklist__item::before {
  content: counter(checklist);
  position: absolute;
  left: 1rem;
  top: 1rem;
  width: 1.65rem;
  height: 1.65rem;
  border-radius: 999px;
  background: #006eb7;
  color: #fff;
  font-size: 0.82rem;
  font-weight: 700;
  display: grid;
  place-items: center;
}

.regulations-checklist__item h3 {
  margin: 0 0 0.35rem;
  font-size: 1rem;
  color: #101828;
}

.regulations-checklist__item p {
  margin: 0;
  color: #475467;
  line-height: 1.65;
}

.regulations-disclaimer {
  margin: 1.25rem 0 0;
  padding: 0.95rem 1rem;
  border-radius: 10px;
  background: #fff8e8;
  border: 1px solid #f5d9a8;
  color: #7a4d00;
  font-size: 0.92rem;
  line-height: 1.6;
}

.regulations-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.85rem;
}

.regulations-link {
  display: grid;
  gap: 0.2rem;
  padding: 1rem 1.1rem;
  border: 1px solid #e4edf5;
  border-radius: 12px;
  background: #fff;
  text-decoration: none;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.regulations-link:hover {
  border-color: #006eb7;
  box-shadow: 0 8px 20px rgba(0, 62, 142, 0.08);
}

.regulations-link__title {
  color: #006eb7;
  font-weight: 700;
}

.regulations-link__description {
  color: #667085;
  font-size: 0.92rem;
  line-height: 1.5;
}

.regulations-link__url {
  color: #98a2b3;
  font-size: 0.82rem;
}

.regulations-cta {
  display: grid;
  gap: 1.25rem;
  align-items: center;
  background: #fff;
  border: 1px solid #e4edf5;
  border-radius: 16px;
  padding: 1.5rem;
  box-shadow: 0 12px 30px rgba(0, 62, 142, 0.07);
}

.regulations-cta h2 {
  margin: 0 0 0.45rem;
  font-size: 1.35rem;
  color: #101828;
}

.regulations-cta p {
  margin: 0;
  color: #667085;
  line-height: 1.65;
}

.regulations-cta__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

@media (min-width: 768px) {
  .regulations-cta {
    grid-template-columns: 1fr auto;
    padding: 1.75rem;
  }

  .regulations-cta__actions {
    justify-content: flex-end;
  }
}